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Overview:  What does it mean to buy "Insurance" at the Blackjack tables?  Buying insurance is a side bet which is available when the dealer's up card is an Ace.  When you are buying insurance you placing a bet that the dealer has an face card in the hole, giving the dealer a Blackjack.  The bet is equal to half your initial wager.  The dealer will pay out the insurance bets once the dealer has checked his hole card to see if he has a Blackjack.  If the dealer doesn't have a Blackjack all the insurance bets will be collected and the game will proceed like a normal hand.  There is a house advantage in buying insurance so it is recommended to not buy insurance at the Blackjack tables.

The dealer has a BJ, you win the insurance bet, but lose your wager!

You decide to buy insurance

Dealer's cards

Dealer's up card

Buying insurance

Blackjack hand strategy Five, Six, Seven, Eight, Nine, Ten, Eleven, Twelve
Hard totals 13, 14, 15, 16, 17, 18, 19
Soft totals 13, 14, 15, 16, 17, 18, 19, 20
Splitting pairs 2's, 3's, 4's, 5's, 6's, 7's, 8's, 9's, Face Cards, Aces
Glossary Bust, Hit, Stand, Double Down, Split, Surrender, Push

Blackjack Terms: Insurance

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